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Get a Mortgage When I’m In a Debt Management Plan
Hi there, I went through a rough patch a few years ago when I was out of work during the…
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Can I Get a Mortgage Using Company Profits Rather Than Drawings?
Hi Pete, I run my own business via a limited company. It’s going well but can’t get the mortgage I…
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Development Finance Without Proof Of Personal Income
Hi Alan (or Pete), I’m in the process of renovating 2 barns that once completed will be let out but…
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Can I Use Gifted Equity and Apply in Just My Husbands Name?
Hi Pete, We are looking to buy my father in-laws house which is valued at £210,000 for a reduced price…
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Can I use goodwill payments from my business for a mortgage?
Hi Pete, I’ve got a very complicated set of accounts as a result of changing from a partnership to a…
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Can I borrow using my most recent accounting figures?
Hi, I’ve been reading through the articles regarding using your most recent accounts to obtain a mortgage and wondered if…
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Can I get a mortgage if I’ve been repossessed and have a new business?
Dear Pete, I’ve been reading the articles on the site and have a very complicated case! My house was repossessed…
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Using retained net profit figure towards income when applying for a mortgage
Hi. Last year my company had its most profitable year yet but we didn’t pay out dividends on all of the…
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What’s the maximum number of mortgages I can have?
Important update*** In the autumn statement the government stated that they would be bringing in significant increases in stamp duty…
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Looking to remortgage to rent out, with bad credit
I am looking to remortgage my property so I can rent it. I do have adverse credit history but of…
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